Mortgage Loan Programs
Every loan program carries unique tradeoffs regarding upfront cash, ongoing monthly costs, mortgage insurance, and underwriting requirements. We help you compare them transparently.
Conventional Loans
Ideal for borrowers with good credit (620+) and down payments starting at 3% for primary residences.
FHA Loans
Government-backed options featuring 3.5% minimum down payments and flexible credit history guidelines.
VA Loans
Exclusive zero-down payment benefits and no monthly PMI for eligible active-duty military and veterans.
Jumbo Loans
Competitive financing structures for luxury property purchases exceeding standard loan limits.
DSCR Investment Loans
Designed for real estate investors using rental income potential to qualify without tax return requirements.
Texas Cash-Out Refinance
Strictly compliant Texas 50(a)(6) equity access programs tailored for debt consolidation or capital investments.
iMortgage Solutions LLC is an Equal Housing Lender. All programs are subject to credit approval, income verification, property appraisal, and underwriting guidelines. Programs, rates, and terms are subject to change without notice.